Metro Life Score

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Below-median composite Life Score — grade C, 31st percentile of the national corpus.

45.4
Life Score / 100
C
Grade (curved)
#267
of 387 metros
31%
composite percentile
View your shortlist

Data updated August 2026

The verdict

Philadelphia-Camden-Wilmington is below-median composite Life Score — #267 of 387 (45.4/100, grade C, 31st percentile). Carried by wages at 88/100; held back most by cost of living at 13/100.

31st
composite percentile
#267
of 387 peers
13th
cost dimension percentile
87th
wages dimension percentile

Life Score shape · LOWER · RENT-SQUEEZE · signature cost

Philadelphia-Camden-Wilmington: cost pressure is the outlier

Philadelphia-Camden-Wilmington is a LOWER-band metro where cost sits only at the 13th percentile (CEILING) — the clearest outlier vs wages at the 87th and composite #267. Cost of Living (13/100) is the main drag; Wages (88/100) keeps the floor. According to PlainCompare's federal Life Score corpus ranking, Philadelphia-Camden-Wilmington, PA-NJ-DE-MD ranks #267 of 387 metros by composite Life Score (highest = #1) and #338 of 387 by cost-of-living dimension score (highest = #1). Methodology.

BEA RPP 102.6 (rent-RPP 113.1). BLS median salary $74,260, 2,874,190 jobs (Home Health and Personal Care Aides, Registered Nurses, Fast Food and Counter Workers). HUD 2BR FMR $1,810/mo (studio $1,397).

FBI UCR (PA): 250 violent, 1457 property/100K. NCES: 13.0:1 ratio, 6.0% charter. EPA: 127 Superfund sites (PA).

Where Philadelphia-Camden-Wilmington sits among all US metros

Composite Life Score vs the national field

45 31st percentile higher than 31% of 387 US metros

This metro 25 75 every US metro, bucketed by value

Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCompare composite of BEA, BLS, HUD, FBI, NCES, DOL, EPA data · August 2026

How the 45.4 is built

Philadelphia-Camden-Wilmington's Life Score, decomposed

Dimension detail

How Philadelphia-Camden-Wilmington scores, dimension by dimension

Score Breakdown

Cost of Living Wages Rent Safety Schools Childcare Environment

Dimension Scores

Cost of Living 13/100 (20%) Below average
Wages 88/100 (20%) Above average
Rent 14/100 (15%) Below average
Safety 75/100 (15%) Above average
Schools 20/100 (10%) Below average
Childcare -/100 (10%) N/A
Environment 53/100 (10%) Average

Key Data Points

102.6
Cost Index (RPP)
$74,260
Avg Median Salary
$1,810
2BR Fair Market Rent
250
Violent Crime/100K (PA)
13.0:1
Student-Teacher Ratio
127
Superfund Sites (PA)
2,874,190
Total Employment

Geography used: crime, schools, childcare, and environment cards above are PA state-level when metro-specific feeds are unavailable, see the scope key at the top of this page.

Compare Philadelphia-Camden-Wilmington With...

Ranking Context

Philadelphia-Camden-Wilmington outranks 31% of U.S. metros.

Rank Metro Score Grade
#264 Memphis, TN-MS-AR 45.5 C
#265 Grand Rapids-Wyoming-Kentwood, MI 45.5 C+
#266 Spartanburg, SC 45.7 C+
#267 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 45.4 C
#268 Albany, OR 45.4 C
#269 Eugene-Springfield, OR 45.4 C
#270 Raleigh-Cary, NC 45.4 C

Quality vs. Affordability

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is bottom 31% lowest-quality nationally but only bottom 13% least affordable among its composite-quality peers -- its Life Score is earned mostly outside the cost dimension, not through being a budget option.

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (highlighted) among its 12 nearest composite-Life-Score peers, out of 387 tracked metros nationally. Crosshairs mark this peer neighborhood's own median composite score and cost-of-living score. Cost-of-living score is already inverted so higher = more affordable. 2×2 strategic matrix plotting 12 entities by Composite Life Score (X) and Cost-of-living score (higher = more affordable) (Y), with a crosshair dividing the plot into four quadrants. High quality, affordableAffordable, lower qualityHigh quality, pricierLower quality, pricier 45.245.345.445.545.645.745.8 020406080100 Composite Life Score Cost-of-living score (higher = more affordable) Composite Life Score vs. cost-of-living score Morristown, TN-45.7, 93.5Morristown, TNSpartanburg, SC-45.7, 68.9Spartanburg, SCGrand Rapids-Wyoming-Kentwood, MI-45.5, 39.9Grand Rapids-Wyoming-Kentwood, MIMemphis, TN-MS-AR-45.5, 61.1Memphis, TN-MS-ARAlbany, OR-45.4, 14.5Albany, OREugene-Springfield, OR-45.4, 15.5Eugene-Springfield, ORPhiladelphia-Camden-Wilmington, PA-NJ-DE-MD-45.4, 12.7Philadelphia-Camden-Wilmington, PA-NJ-DE-MDRaleigh-Cary, NC-45.4, 28.5Raleigh-Cary, NCTraverse City, MI-45.4, 51.3Traverse City, MIWenatchee-East Wenatchee, WA-45.4, 9.3Wenatchee-East Wenatchee, WAYuma, AZ-45.4, 56.7Yuma, AZDetroit-Warren-Dearborn, MI-45.3, 21.2Detroit-Warren-Dearborn, MI
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (highlighted) among its 12 nearest composite-Life-Score peers, out of 387 tracked metros nationally. Crosshairs mark this peer neighborhood's own median composite score and cost-of-living score. Cost-of-living score is already inverted so higher = more affordable.

PA Metro Scores

Read with Philadelphia-Camden-Wilmington

Nearest composite peers and cost poles for Philadelphia-Camden-Wilmington (LOWER · RENT-SQUEEZE · CEILING/PEAK), replacing the fixed Explore/Guides strip.

Using Philadelphia-Camden-Wilmington's bottom-third Life Score

Philadelphia-Camden-Wilmington scores 45.4/100 overall, but Wages (87.6) and Cost of Living (12.7) sit 74.9 points apart, so decide which of the two matters more to you before leaning on the total.

  • Wages is the strongest of Philadelphia-Camden-Wilmington's seven dimensions (weighted 20% in the composite); if it is your priority, this is where the metro earns its rank. See all seven dimensions
  • Cost of Living is the weakest (weighted 20% in the composite); if it is a dealbreaker, weigh it before the ranking does. Rank metros on the composite
  • Johnstown is the nearest comparison this page can offer; put the two side by side on the same seven dimensions. Compare with Johnstown

A low composite is a weighted blend; individual dimensions can still be strong.

Data sourced from official public datasets. See our methodology for details. Philadelphia-Camden-Wilmington Life Score 45.4/100 · signature cost · retrieved and formatted by PlainCompare