Metro Life Score

San Francisco-Oakland-Fremont, CA

Bottom-quartile composite Life Score — grade D, 9th percentile of the national corpus.

39.6
Life Score / 100
D
Grade (curved)
#353
of 387 metros
9%
composite percentile
View your shortlist

Data updated August 2026

The verdict

San Francisco-Oakland-Fremont is bottom-quartile composite Life Score — #353 of 387 (39.6/100, grade D, 9th percentile). Carried by wages at 100/100; held back most by cost of living at 0/100.

9th
composite percentile
#353
of 387 peers
0th
cost dimension percentile
99th
wages dimension percentile

Life Score shape · BOTTOM · RENT-SQUEEZE · signature cost

San Francisco-Oakland-Fremont: cost pressure is the outlier

San Francisco-Oakland-Fremont is a BOTTOM-band metro where cost sits only at the 0th percentile (CEILING) — the clearest outlier vs wages at the 99th and composite #353. Cost of Living (0/100) is the main drag; Wages (100/100) keeps the floor. According to PlainCompare's federal Life Score corpus ranking, San Francisco-Oakland-Fremont, CA ranks #353 of 387 metros by composite Life Score (highest = #1) and #387 of 387 by cost-of-living dimension score (highest = #1). Methodology.

BEA RPP 115.6 (rent-RPP 194.7). BLS median salary $95,708, 2,339,300 jobs (Home Health and Personal Care Aides, Software Developers, Fast Food and Counter Workers). HUD 2BR FMR $2,912/mo (studio $2,142).

FBI UCR (CA): 477 violent, 1986 property/100K. NCES: 20.8:1 ratio, 12.8% charter. DOL infant childcare $17,920/yr. EPA: 116 Superfund sites (CA).

Where San Francisco-Oakland-Fremont sits among all US metros

Composite Life Score vs the national field

40 9th percentile higher than 9% of 387 US metros

This metro 25 75 every US metro, bucketed by value

Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCompare composite of BEA, BLS, HUD, FBI, NCES, DOL, EPA data · August 2026

How the 39.6 is built

San Francisco-Oakland-Fremont's Life Score, decomposed

Dimension detail

How San Francisco-Oakland-Fremont scores, dimension by dimension

Score Breakdown

Cost of Living Wages Rent Safety Schools Childcare Environment

Dimension Scores

Cost of Living 0/100 (20%) Bottom 10%
Wages 100/100 (20%) Top 10%
Rent 1/100 (15%) Bottom 10%
Safety 10/100 (15%) Below average
Schools 98/100 (10%) Top 10%
Childcare 5/100 (10%) Bottom 10%
Environment 78/100 (10%) Above average

Key Data Points

115.6
Cost Index (RPP)
$95,708
Avg Median Salary
$2,912
2BR Fair Market Rent
477
Violent Crime/100K (CA)
20.8:1
Student-Teacher Ratio
$17,920
Infant Childcare/yr (CA)
116
Superfund Sites (CA)
2,339,300
Total Employment

Geography used: crime, schools, childcare, and environment cards above are CA state-level when metro-specific feeds are unavailable, see the scope key at the top of this page.

Compare San Francisco-Oakland-Fremont With...

Ranking Context

San Francisco-Oakland-Fremont outranks 9% of U.S. metros.

Rank Metro Score Grade
#350 Riverside-San Bernardino-Ontario, CA 39.7 D
#351 Missoula, MT 39.7 D
#352 Santa Rosa-Petaluma, CA 39.8 D
#353 San Francisco-Oakland-Fremont, CA 39.6 D
#354 Fairbanks-College, AK 39.4 D
#355 San Diego-Chula Vista-Carlsbad, CA 39.4 D
#356 Fayetteville-Springdale-Rogers, AR 39.3 D

Quality vs. Affordability

San Francisco-Oakland-Fremont, CA's quality rank (bottom 9% lowest-quality) and affordability rank (bottom 1% least affordable) sit close together -- an unusually proportionate metro where overall quality and cost-of-living move together.

San Francisco-Oakland-Fremont, CA (highlighted) among its 12 nearest composite-Life-Score peers, out of 387 tracked metros nationally. Crosshairs mark this peer neighborhood's own median composite score and cost-of-living score. Cost-of-living score is already inverted so higher = more affordable. 2×2 strategic matrix plotting 12 entities by Composite Life Score (X) and Cost-of-living score (higher = more affordable) (Y), with a crosshair dividing the plot into four quadrants. High quality, affordableAffordable, lower qualityHigh quality, pricierLower quality, pricier 39.239.439.639.840 020406080100 Composite Life Score Cost-of-living score (higher = more affordable) Composite Life Score vs. cost-of-living score Stockton-Lodi, CA-39.9, 7.5Stockton-Lodi, CASumter, SC-39.9, 86.5Sumter, SCLos Angeles-Long Beach-Anaheim, CA-39.8, 0.5Los Angeles-Long Beach-Anaheim, CASanta Rosa-Petaluma, CA-39.8, 4.9Santa Rosa-Petaluma, CAMissoula, MT-39.7, 36Missoula, MTRiverside-San Bernardino-Ontario, CA-39.7, 5.7Riverside-San Bernardino-Ontario, CASan Francisco-Oakland-Fremont, CA-39.6, 0San Francisco-Oakland-Fremont, CAFairbanks-College, AK-39.4, 11.4Fairbanks-College, AKSan Diego-Chula Vista-Carlsbad, CA-39.4, 1.3San Diego-Chula Vista-Carlsbad, CAFayetteville-Springdale-Rogers, AR-39.3, 67.4Fayetteville-Springdale-Rogers, ARSanta Cruz-Watsonville, CA-39.3, 2.6Santa Cruz-Watsonville, CASanta Maria-Santa Barbara, CA-39.3, 3.9Santa Maria-Santa Barbara, CA
San Francisco-Oakland-Fremont, CA (highlighted) among its 12 nearest composite-Life-Score peers, out of 387 tracked metros nationally. Crosshairs mark this peer neighborhood's own median composite score and cost-of-living score. Cost-of-living score is already inverted so higher = more affordable.

CA Metro Scores

Read with San Francisco-Oakland-Fremont

Nearest composite peers and cost poles for San Francisco-Oakland-Fremont (BOTTOM · RENT-SQUEEZE · CEILING/PEAK), replacing the fixed Explore/Guides strip.

Using San Francisco-Oakland-Fremont's bottom-third Life Score

San Francisco-Oakland-Fremont scores 39.6/100 overall, but Wages (99.7) and Cost of Living (0.0) sit 99.7 points apart, so decide which of the two matters more to you before leaning on the total.

  • Wages is the strongest of San Francisco-Oakland-Fremont's seven dimensions (weighted 20% in the composite); if it is your priority, this is where the metro earns its rank. See all seven dimensions
  • Cost of Living is the weakest (weighted 20% in the composite); if it is a dealbreaker, weigh it before the ranking does. Rank metros on the composite
  • El Centro is the nearest comparison this page can offer; put the two side by side on the same seven dimensions. Compare with El Centro

A low composite is a weighted blend; individual dimensions can still be strong.

Data sourced from official public datasets. See our methodology for details. San Francisco-Oakland-Fremont Life Score 39.6/100 · signature cost · retrieved and formatted by PlainCompare