Metro Life Score

St. Cloud, MN

Top-1% composite Life Score — grade A+, 99th percentile of the national corpus.

65.9
Life Score / 100
A+
Grade (curved)
#5
of 387 metros
99%
composite percentile
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Data updated August 2026

The verdict

St. Cloud is top-1% composite Life Score — #5 of 387 (65.9/100, grade A+, 99th percentile). Carried by cost of living at 90/100; held back most by environment at 22/100.

99th
composite percentile
#5
of 387 peers
89th
cost dimension percentile
83rd
wages dimension percentile

Life Score shape · TOP · COST-LED · signature composite

St. Cloud: top-third composite Life Score

St. Cloud clears the top third of US metros on composite Life Score (#5 of 387, 65.9/100, grade A+, 99th percentile). Stamps TOP · COST-LED; cost FLOOR (89th) · wages HIGH (83rd). Cost of Living at 90/100 carries the lead; Environment (22/100) is the residual gap. According to PlainCompare's federal Life Score corpus ranking, St. Cloud, MN ranks #5 of 387 metros by composite Life Score (highest = #1) and #41 of 387 by cost-of-living dimension score (highest = #1). Methodology.

BEA RPP 87.6 (rent-RPP 65.1). BLS median salary $72,671, 96,960 jobs (Home Health and Personal Care Aides, Registered Nurses, Retail Salespersons). HUD 2BR FMR $1,206/mo (studio $874).

FBI UCR (MN): 259 violent, 1625 property/100K. NCES: 15.8:1 ratio, 11.9% charter. DOL infant childcare $11,722/yr. EPA: 49 Superfund sites (MN).

Where St. Cloud sits among all US metros

Composite Life Score vs the national field

66 Top 1% higher than 99% of 387 US metros

25–30: 1 US metros (0%). Below this entry. 30–35: 7 US metros (2%). Below this entry. 35–40: 34 US metros (9%). Below this entry. 40–45: 66 US metros (17%). Below this entry. 45–50: 91 US metros (24%). Below this entry. 50–55: 77 US metros (20%). Below this entry. 55–60: 60 US metros (16%). Below this entry. 60–65: 44 US metros (11%). Below this entry. 65–70: 6 US metros (2%). This entry sits in this band. 70–75: 1 US metros (0%). Above this entry. This metro 25 75 every US metro, bucketed by value

Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source PlainCompare composite of BEA, BLS, HUD, FBI, NCES, DOL, EPA data · August 2026

Dimension detail

How St. Cloud scores, dimension by dimension

Score Breakdown

Cost of Living Wages Rent Safety Schools Childcare Environment

Dimension Scores

Cost of Living 90/100 (20%)
Wages 83/100 (20%)
Rent 63/100 (15%)
Safety 71/100 (15%)
Schools 58/100 (10%)
Childcare 34/100 (10%)
Environment 22/100 (10%)

Key Data Points

87.6
Cost Index (RPP)
$72,671
Avg Median Salary
$1,206
2BR Fair Market Rent
259
Violent Crime/100K (MN)
15.8:1
Student-Teacher Ratio
$11,722
Infant Childcare/yr (MN)
49
Superfund Sites (MN)
96,960
Total Employment

Geography used: crime, schools, childcare, and environment cards above are MN state-level when metro-specific feeds are unavailable, see the scope key at the top of this page.

Compare St. Cloud With...

Ranking Context

St. Cloud outranks 99% of U.S. metros.

Rank Metro Score Grade
#2 Huntington-Ashland, WV-KY-OH 66.0 A+
#3 Wildwood-The Villages, FL 67.0 A+
#4 Pocatello, ID 67.9 A+
#5 St. Cloud, MN 65.9 A+
#6 Ames, IA 65.6 A+
#7 Charleston, WV 65.3 A+
#8 Lexington-Fayette, KY 64.9 A+

MN Metro Scores

Read with St. Cloud

Nearest composite peers and cost poles for St. Cloud (TOP · COST-LED · FLOOR/HIGH), replacing the fixed Explore/Guides strip.

Data sourced from official public datasets. See our methodology for details. St. Cloud Life Score 65.9/100 · signature composite · retrieved and formatted by PlainCompare