2026 data Public-data reference. 11 dimensions compared

Bloomington, IN vs Terre Haute, IN

Side-by-side comparison across cost of living, rent, wages, crime, schools, childcare, and environment — sourced entirely from U.S. federal data, no crowdsourced estimates.

Bloomington vs Terre Haute: composite livability scores

Bloomington43.00518134715025649.74093264248704662.4352331606217652.5906735751295354.66321243523316Terre Haute87.823834196891224.87046632124352383.4196891191709849.74093264248704657.51295336787565CostWagesRentCrimeSchools
Bloomington vs Terre Haute: composite livability scores

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Bloomington and Terre Haute differ across eleven dimensions of livability. Bloomington has a cost-of-living index of 95.1 vs Terre Haute's 87.8 (national average = 100). A 2-bedroom averages $1,210/mo vs $1,094/mo.

Reading the Bloomington vs Terre Haute Comparison

Bloomington (IN) and Terre Haute (IN) are assembled here from the same federal data pipeline — BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators — so every number on this page is directly comparable. The overall cost index reads 95.1 for Bloomington against 87.8 for Terre Haute, a 7.3-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent — the figure used to set housing-choice voucher payment standards — is $1,210/mo in Bloomington and $1,094/mo in Terre Haute, a $116/mo difference that compounds to $1,392 over a year.

Wage data is reported by metro delineation, and one of these metros is missing a BLS record for the latest OES cycle; the salary columns below fall back to available years. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 308.5 per 100,000 residents in IN vs 308.5 in IN, with property-crime rates of 1321.0 and 1321.0 respectively.

Schools are reported at the state tier by NCES: IN lists 1,865 public schools at a 16.1:1 student-teacher ratio, while IN lists 1,865 schools at 16.1:1 — a signal of class-size staffing, though individual district and school-level variation within each state is substantial. When these pieces are read together rather than in isolation, Bloomington and Terre Haute are not simply "cheaper" or "more expensive" — they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Bloomington composite

47.0 /100

Grade D · weighted across 7 dims

Terre Haute composite

63.5 /100

Grade C · weighted across 7 dims

Cost-of-living gap

7.3 pts

Bloomington vs Terre Haute BEA RPP

2-bed rent delta

$116 /mo

Bloomington priced higher

Composite life score on the national 0–100 scale

Bloomington

Bloomington composite (Grade D)

Terre Haute

Terre Haute composite (Grade C)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

Per-dimension comparison: Bloomington vs Terre Haute

Bloomington — Cost95.084Terre Haute — Cost87.797Bloomington — Salary49.740932642487046Terre Haute — Salary24.870466321243523
Per-dimension comparison: Bloomington vs Terre Haute

💰 Cost of Living PlainCost →

Category Bloomington Terre Haute
Overall RPP 95.1 87.8
Goods 94.3 94.3
Services 86.5 86.6
Rents 85.6 51.9

Salary Equivalent Calculator

What salary in Terre Haute gives the same purchasing power as your salary in Bloomington?

$
Equivalent in Terre Haute: $92,336

Based on BEA Regional Price Parities (Bloomington: 95.1, Terre Haute: 87.8, national avg = 100).

🏠 Rent (Fair Market Rent) PlainRent →

Bedrooms Bloomington Terre Haute
Studio $966/mo $859/mo
1 Bedroom $1,072/mo $864/mo
2 Bedroom $1,210/mo $1,094/mo
3 Bedroom $1,572/mo $1,312/mo
4 Bedroom $1,906/mo $1,535/mo

🛡️ Crime Rates (state-level) PlainCrime →

Crime Type (per 100K) Bloomington (IN) Terre Haute (IN)
Violent Crime 308.5 308.5
Property Crime 1321.0 1321.0

🎓 Schools (state-level) PlainSchools →

Metric IN IN
Total Schools 1,865 1,865
Student-Teacher Ratio 16.1:1 16.1:1
Charter Schools 6.5% 6.5%

🌿 Environment (state-level) PlainEnviro →

Metric IN IN
EPA Facilities 1,028 1,028
Water Systems 718 718
Superfund Sites 53 53
Water Violations 1,467 1,467
Government-verified data — Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) PlainAir →

Metric Bloomington Terre Haute
Median AQI 43.0 47.0
Good Air Days 71.0% 55.7%
Unhealthy Air Days 0 days 1 days

💧 Water Safety (EPA SDWIS, state-level) PlainWater →

Metric IN IN
Water Safety Score 5/100 5/100
Total Violations 352,710 352,710
Health-Based Violations 35,932 35,932
Systems with Violations 95.8% 95.8%

🏥 Healthcare Access (HRSA, state-level) PlainHealthAccess →

Metric IN IN
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 362 362

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) PlainHazard →

Metric IN IN
Disaster Safety Score 69/100 69/100
NRI Risk Score (avg county) 45.5 45.5
Expected Annual Loss Score 49.3 49.3

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Bloomington more expensive than Terre Haute?
Bloomington has a cost of living index of 95.1 compared to Terre Haute's 87.8 (national average = 100). Bloomington is 7.3 points above Terre Haute on the BEA Regional Price Parity scale.
What is the rent difference between Bloomington and Terre Haute?
A 2-bedroom apartment averages $1,210/mo in Bloomington vs $1,094/mo in Terre Haute, based on HUD Fair Market Rent data. Studios range from $966/mo to $859/mo.
How do salaries compare between Bloomington and Terre Haute?
Wage data is not available for one or both metros.
Is Bloomington or Terre Haute safer?
At the state level, IN has a violent crime rate of 308.5 per 100,000 residents compared to IN's 308.5 per 100,000. Property crime rates are 1321.0 vs 1321.0 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Bloomington and Terre Haute?
IN has 1,865 public schools with an average student-teacher ratio of 16.1:1, while IN has 1,865 schools at 16.1:1. Charter schools make up 6.5% of IN schools vs 6.5% in IN. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCompare Editorial