Charlotte composite
59.2 /100
Grade A- · weighted across 7 dims
Metro comparison
Charlotte vs Paducah
Charlotte-Concord-Gastonia, NC-SC and Paducah, KY-IL side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.
- 59.2
- Charlotte Life Score
- A-
- Charlotte grade
- 70.0
- Paducah Life Score
- A+
- Paducah grade
Head-to-head verdict
Across the seven dimensions, Charlotte scores higher on 3 (wages, safety, schools) and Paducah on 4 (cost of living, rent, childcare, environment). The radar shows the full shape; the tables below break out every figure.
Charlotte vs Paducah across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)
Where each metro wins, and by how much
Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.
◖ Charlotte Paducah ◗
cost of living
31
94
wages
69
22
rent
75
96
safety
95
77
schools
58
53
childcare
60
88
environment
16
68
Charlotte and Paducah differ across eleven dimensions of livability. Charlotte has a cost-of-living index of 97.3 vs Paducah's 86.1 (national average = 100). Median salaries are $70,931 in Charlotte and $62,516 in Paducah. A 2-bedroom averages $1,138/mo vs $969/mo.
How to read this matchup
Reading the Charlotte vs Paducah Comparison
Charlotte (NC) and Paducah (KY) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 97.3 for Charlotte against 86.1 for Paducah, a 11.3-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,138/mo in Charlotte and $969/mo in Paducah, a $169/mo difference that compounds to $2,028 over a year.
On wages, BLS OES reports a median salary of $70,931 across 1,341,320 jobs in Charlotte against $62,516 across 43,110 jobs in Paducah. Adjusted through the BEA cost-of-living lens, $100,000 earned in Charlotte carries the same local purchasing power as $88,429 in Paducah - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 364.6 per 100,000 residents in NC vs 225.5 in KY, with property-crime rates of 1929.5 and 1397.1 respectively.
Schools are reported at the state tier by NCES: NC lists 2,703 public schools at a 15.8:1 student-teacher ratio, while KY lists 1,395 schools at 15.2:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. Department of Labor center-based infant care runs $9,487/yr in the Charlotte area versus $7,238/yr in Paducah - a line item that shifts the real cost-of-living picture for households with children under five far more than headline RPP does. When these pieces are read together rather than in isolation, Charlotte and Paducah are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.
Paducah composite
70.0 /100
Grade A+ · weighted across 7 dims
Cost-of-living gap
11.3 pts
Charlotte vs Paducah BEA RPP
2-bed rent delta
$169 /mo
Charlotte priced higher
Composite life score on the national 0–100 scale
Charlotte
Charlotte composite (Grade A-)
Paducah
Paducah composite (Grade A+)
Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.
💰 Cost of Living BEA →
| Category | Charlotte | Paducah |
|---|---|---|
| Overall RPP | 97.3 | 86.1 |
| Goods | 96.6 | 96.0 |
| Services | 89.2 | 76.9 |
| Rents | 97.6 | 48.8 |
Salary Equivalent Calculator
What salary in Paducah gives the same purchasing power as your salary in Charlotte?
$
Equivalent in Paducah:
$88,429
Based on BEA Regional Price Parities (Charlotte: 97.3, Paducah: 86.1, national avg = 100).
🏠 Rent (Fair Market Rent) HUD →
| Bedrooms | Charlotte | Paducah |
|---|---|---|
| Studio | $785/mo | $784/mo |
| 1 Bedroom | $867/mo | $789/mo |
| 2 Bedroom | $1,138/mo | $969/mo |
| 3 Bedroom | $1,364/mo | $1,348/mo |
| 4 Bedroom | $1,654/mo | $1,415/mo |
💼 Wages & Employment BLS →
| Metric | Charlotte | Paducah |
|---|---|---|
| Avg Median Salary | $70,931 | $62,516 |
| Total Employment | 1,341,320 | 43,110 |
🛡️ Crime Rates (state-level) FBI →
| Crime Type (per 100K) | Charlotte (NC) | Paducah (KY) |
|---|---|---|
| Violent Crime | 364.6 | 225.5 |
| Property Crime | 1929.5 | 1397.1 |
🎓 Schools (state-level) NCES →
| Metric | NC | KY |
|---|---|---|
| Total Schools | 2,703 | 1,395 |
| Student-Teacher Ratio | 15.8:1 | 15.2:1 |
| Charter Schools | 7.6% | 0.0% |
👶 Childcare Costs (Annual Avg) (state-level) DOL →
| Age Group | NC | KY |
|---|---|---|
| Infant (Center) | $9,487/yr | $7,238/yr |
| Toddler (Center) | $7,856/yr | $6,605/yr |
| Preschool (Center) | $6,548/yr | $6,605/yr |
🌿 Environment (state-level) EPA →
| Metric | NC | KY |
|---|---|---|
| EPA Facilities | 924 | 489 |
| Water Systems | 1,965 | 376 |
| Superfund Sites | 42 | 20 |
| Water Violations | 2,788 | 1,788 |
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.
💨 Air Quality (EPA AQS) EPA AQS →
| Metric | Charlotte | Paducah |
|---|---|---|
| Median AQI | 53.0 | 43.0 |
| Good Air Days | 41.5% | 74.0% |
| Unhealthy Air Days | 5 days | 1 days |
💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →
| Metric | NC | KY |
|---|---|---|
| Water Safety Score | 9/100 | 1/100 |
| Total Violations | 524,053 | 80,482 |
| Health-Based Violations | 38,492 | 12,554 |
| Systems with Violations | 92.9% | 99.1% |
🏥 Healthcare Access (HRSA, state-level) HRSA →
| Metric | NC | KY |
|---|---|---|
| Healthcare Access Score | 0/100 | 0/100 |
| Population in Shortage Area | 100.0% | 100.0% |
| HPSA Designations | 613 | 687 |
HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.
⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →
| Metric | NC | KY |
|---|---|---|
| Disaster Safety Score | 41/100 | 71/100 |
| NRI Risk Score (avg county) | 66.7 | 44.2 |
| Expected Annual Loss Score | 62.6 | 41.4 |
FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.
Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.
Frequently Asked Questions
Is Charlotte more expensive than Paducah? ▼
Charlotte has a cost of living index of 97.3 compared to Paducah's 86.1 (national average = 100). Charlotte is 11.3 points above Paducah on the BEA Regional Price Parity scale.
What is the rent difference between Charlotte and Paducah? ▼
A 2-bedroom apartment averages $1,138/mo in Charlotte vs $969/mo in Paducah, based on HUD Fair Market Rent data. Studios range from $785/mo to $784/mo.
How do salaries compare between Charlotte and Paducah? ▼
The average median salary across all occupations is $70,931 in Charlotte and $62,516 in Paducah, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Charlotte has the same purchasing power as $88,429 in Paducah.
Is Charlotte or Paducah safer? ▼
At the state level, NC has a violent crime rate of 364.6 per 100,000 residents compared to KY's 225.5 per 100,000. Property crime rates are 1929.5 vs 1397.1 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Charlotte and Paducah? ▼
NC has 2,703 public schools with an average student-teacher ratio of 15.8:1, while KY has 1,395 schools at 15.2:1. Charter schools make up 7.6% of NC schools vs 0.0% in KY. Data from the National Center for Education Statistics.
Where does the comparison data come from? ▼
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.
Research Guides
Explore more
Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.
Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.
Related
Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial