Metro comparison

Clarksville vs Memphis

Clarksville, TN-KY and Memphis, TN-MS-AR side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.

39.6
Clarksville Life Score
C-
Clarksville grade
47.4
Memphis Life Score
C+
Memphis grade

Head-to-head verdict

Across the seven dimensions, Clarksville scores higher on 3 (cost of living, safety, childcare) and Memphis on 4 (wages, rent, schools, environment). The radar shows the full shape; the tables below break out every figure.

Clarksville vs Memphis across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Clarksville vs Memphis across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall) 7-axis radar comparing 2 series across Cost, Wages, Rent, Safety, Schools, Childcare, Environ.. CostWagesRentSafetySchoolsChildcareEnviron. ClarksvilleMemphis
Clarksville vs Memphis across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Dimension scorecard

Where each metro wins, and by how much

Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.

◖ Clarksville Memphis ◗
cost of living
70
61
wages
23
46
rent
45
53
safety
4
2
schools
50
52
childcare
69
67
environment
18
58

Clarksville and Memphis differ across eleven dimensions of livability. Clarksville has a cost-of-living index of 90.9 vs Memphis's 92.2 (national average = 100). Median salaries are $58,587 in Clarksville and $65,102 in Memphis. A 2-bedroom averages $1,346/mo vs $1,274/mo.

How to read this matchup

Reading the Clarksville vs Memphis Comparison

Clarksville (TN) and Memphis (TN) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 90.9 for Clarksville against 92.2 for Memphis, a 1.2-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,346/mo in Clarksville and $1,274/mo in Memphis, a $72/mo difference that compounds to $864 over a year.

On wages, BLS OES reports a median salary of $58,587 across 95,950 jobs in Clarksville against $65,102 across 597,090 jobs in Memphis. Adjusted through the BEA cost-of-living lens, $100,000 earned in Clarksville carries the same local purchasing power as $101,355 in Memphis - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 601.6 per 100,000 residents in TN vs 601.6 in TN, with property-crime rates of 2057.9 and 2057.9 respectively.

Schools are reported at the state tier by NCES: TN lists 1,844 public schools at a 15.3:1 student-teacher ratio, while TN lists 1,844 schools at 15.3:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. Department of Labor center-based infant care runs $7,860/yr in the Clarksville area versus $7,860/yr in Memphis - a line item that shifts the real cost-of-living picture for households with children under five far more than headline RPP does. When these pieces are read together rather than in isolation, Clarksville and Memphis are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Clarksville composite

39.6 /100

Grade C- · weighted across 7 dims

Memphis composite

47.4 /100

Grade C+ · weighted across 7 dims

Cost-of-living gap

-1.2 pts

Clarksville vs Memphis BEA RPP

2-bed rent delta

$72 /mo

Clarksville priced higher

Composite life score on the national 0–100 scale

Clarksville

Clarksville composite (Grade C-)

Memphis

Memphis composite (Grade C+)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

💰 Cost of Living BEA →

Category Clarksville Memphis
Overall RPP 90.9 92.2
Goods 96.2 96.2
Services 72.5 74.1
Rents 73.8 79.8

Salary Equivalent Calculator

What salary in Memphis gives the same purchasing power as your salary in Clarksville?

$
Equivalent in Memphis: $101,355

Based on BEA Regional Price Parities (Clarksville: 90.9, Memphis: 92.2, national avg = 100).

🏠 Rent (Fair Market Rent) HUD →

Bedrooms Clarksville Memphis
Studio $1,090/mo $1,060/mo
1 Bedroom $1,094/mo $1,154/mo
2 Bedroom $1,346/mo $1,274/mo
3 Bedroom $1,871/mo $1,683/mo
4 Bedroom $2,258/mo $1,959/mo

💼 Wages & Employment BLS →

Metric Clarksville Memphis
Avg Median Salary $58,587 $65,102
Total Employment 95,950 597,090

🛡️ Crime Rates (state-level) FBI →

Crime Type (per 100K) Clarksville (TN) Memphis (TN)
Violent Crime 601.6 601.6
Property Crime 2057.9 2057.9

🎓 Schools (state-level) NCES →

Metric TN TN
Total Schools 1,844 1,844
Student-Teacher Ratio 15.3:1 15.3:1
Charter Schools 6.2% 6.2%

👶 Childcare Costs (Annual Avg) (state-level) DOL →

Age Group TN TN
Infant (Center) $7,860/yr $7,860/yr
Toddler (Center) $6,190/yr $6,190/yr
Preschool (Center) $6,190/yr $6,190/yr

🌿 Environment (state-level) EPA →

Metric TN TN
EPA Facilities 740 740
Water Systems 453 453
Superfund Sites 26 26
Water Violations 1,091 1,091
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) EPA AQS →

Metric Clarksville Memphis
Median AQI 42.0 56.0
Good Air Days 74.0% 32.2%
Unhealthy Air Days 0 days 11 days

💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →

Metric TN TN
Water Safety Score 8/100 8/100
Total Violations 43,318 43,318
Health-Based Violations 9,414 9,414
Systems with Violations 94.0% 94.0%

🏥 Healthcare Access (HRSA, state-level) HRSA →

Metric TN TN
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 380 380

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →

Metric TN TN
Disaster Safety Score 60/100 60/100
NRI Risk Score (avg county) 52.5 52.5
Expected Annual Loss Score 49.3 49.3

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Clarksville more expensive than Memphis?
Clarksville has a cost of living index of 90.9 compared to Memphis's 92.2 (national average = 100). Memphis is 1.2 points above Clarksville on the BEA Regional Price Parity scale.
What is the rent difference between Clarksville and Memphis?
A 2-bedroom apartment averages $1,346/mo in Clarksville vs $1,274/mo in Memphis, based on HUD Fair Market Rent data. Studios range from $1,090/mo to $1,060/mo.
How do salaries compare between Clarksville and Memphis?
The average median salary across all occupations is $58,587 in Clarksville and $65,102 in Memphis, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Clarksville has the same purchasing power as $101,355 in Memphis.
Is Clarksville or Memphis safer?
At the state level, TN has a violent crime rate of 601.6 per 100,000 residents compared to TN's 601.6 per 100,000. Property crime rates are 2057.9 vs 2057.9 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Clarksville and Memphis?
TN has 1,844 public schools with an average student-teacher ratio of 15.3:1, while TN has 1,844 schools at 15.3:1. Charter schools make up 6.2% of TN schools vs 6.2% in TN. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.

Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial