Metro comparison

Indianapolis vs Wildwood

Indianapolis-Carmel-Greenwood, IN and Wildwood-The Villages, FL side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.

49.5
Indianapolis Life Score
B-
Indianapolis grade
71.6
Wildwood Life Score
A+
Wildwood grade

Head-to-head verdict

Across the seven dimensions, Indianapolis scores higher on 1 (wages) and Wildwood on 6 (cost of living, rent, safety, schools, childcare, environment). The radar shows the full shape; the tables below break out every figure.

Indianapolis vs Wildwood across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Indianapolis vs Wildwood across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall) 7-axis radar comparing 2 series across Cost, Wages, Rent, Safety, Schools, Childcare, Environ.. CostWagesRentSafetySchoolsChildcareEnviron. IndianapolisWildwood
Indianapolis vs Wildwood across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Dimension scorecard

Where each metro wins, and by how much

Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.

◖ Indianapolis Wildwood ◗
cost of living
39
98
wages
72
47
rent
33
48
safety
51
83
schools
56
88
childcare
0
46
environment
42
97

Indianapolis and Wildwood differ across eleven dimensions of livability. Indianapolis has a cost-of-living index of 95.7 vs Wildwood's 85.4 (national average = 100). Median salaries are $70,366 in Indianapolis and $63,776 in Wildwood. A 2-bedroom averages $1,473/mo vs $1,328/mo.

How to read this matchup

Reading the Indianapolis vs Wildwood Comparison

Indianapolis (IN) and Wildwood (FL) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 95.7 for Indianapolis against 85.4 for Wildwood, a 10.3-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,473/mo in Indianapolis and $1,328/mo in Wildwood, a $145/mo difference that compounds to $1,740 over a year.

On wages, BLS OES reports a median salary of $70,366 across 1,085,370 jobs in Indianapolis against $63,776 across 34,870 jobs in Wildwood. Adjusted through the BEA cost-of-living lens, $100,000 earned in Indianapolis carries the same local purchasing power as $89,266 in Wildwood - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 308.5 per 100,000 residents in IN vs 210.3 in FL, with property-crime rates of 1321.0 and 1030.0 respectively.

Schools are reported at the state tier by NCES: IN lists 1,865 public schools at a 15.9:1 student-teacher ratio, while FL lists 4,029 schools at 17.8:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. When these pieces are read together rather than in isolation, Indianapolis and Wildwood are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Indianapolis composite

49.5 /100

Grade B- · weighted across 7 dims

Wildwood composite

71.6 /100

Grade A+ · weighted across 7 dims

Cost-of-living gap

10.3 pts

Indianapolis vs Wildwood BEA RPP

2-bed rent delta

$145 /mo

Indianapolis priced higher

Composite life score on the national 0–100 scale

Indianapolis

Indianapolis composite (Grade B-)

Wildwood

Wildwood composite (Grade A+)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

💰 Cost of Living BEA →

Category Indianapolis Wildwood
Overall RPP 95.7 85.4
Goods 94.3 96.2
Services 86.4 89.0
Rents 88.9 51.7

Salary Equivalent Calculator

What salary in Wildwood gives the same purchasing power as your salary in Indianapolis?

$
Equivalent in Wildwood: $89,266

Based on BEA Regional Price Parities (Indianapolis: 95.7, Wildwood: 85.4, national avg = 100).

🏠 Rent (Fair Market Rent) HUD →

Bedrooms Indianapolis Wildwood
Studio $1,118/mo $1,076/mo
1 Bedroom $1,267/mo $1,139/mo
2 Bedroom $1,473/mo $1,328/mo
3 Bedroom $1,907/mo $1,655/mo
4 Bedroom $2,338/mo $1,937/mo

💼 Wages & Employment BLS →

Metric Indianapolis Wildwood
Avg Median Salary $70,366 $63,776
Total Employment 1,085,370 34,870

🛡️ Crime Rates (state-level) FBI →

Crime Type (per 100K) Indianapolis (IN) Wildwood (FL)
Violent Crime 308.5 210.3
Property Crime 1321.0 1030.0

🎓 Schools (state-level) NCES →

Metric IN FL
Total Schools 1,865 4,029
Student-Teacher Ratio 15.9:1 17.8:1
Charter Schools 6.5% 17.9%

🌿 Environment (state-level) EPA →

Metric IN FL
EPA Facilities 1,028 864
Water Systems 718 1,516
Superfund Sites 53 81
Water Violations 1,467 2,676
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) EPA AQS →

Metric Indianapolis Wildwood
Median AQI 55.0 41.0
Good Air Days 35.3% 76.6%
Unhealthy Air Days 5 days N/A

Wildwood air quality shown at state level. Indianapolis has metro-level data.

💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →

Metric IN FL
Water Safety Score 5/100 9/100
Total Violations 352,710 184,355
Health-Based Violations 35,932 24,266
Systems with Violations 95.8% 93.2%

🏥 Healthcare Access (HRSA, state-level) HRSA →

Metric IN FL
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 362 612

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →

Metric IN FL
Disaster Safety Score 69/100 29/100
NRI Risk Score (avg county) 45.5 75.7
Expected Annual Loss Score 49.3 72.9

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Indianapolis more expensive than Wildwood?
Indianapolis has a cost of living index of 95.7 compared to Wildwood's 85.4 (national average = 100). Indianapolis is 10.3 points above Wildwood on the BEA Regional Price Parity scale.
What is the rent difference between Indianapolis and Wildwood?
A 2-bedroom apartment averages $1,473/mo in Indianapolis vs $1,328/mo in Wildwood, based on HUD Fair Market Rent data. Studios range from $1,118/mo to $1,076/mo.
How do salaries compare between Indianapolis and Wildwood?
The average median salary across all occupations is $70,366 in Indianapolis and $63,776 in Wildwood, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Indianapolis has the same purchasing power as $89,266 in Wildwood.
Is Indianapolis or Wildwood safer?
At the state level, IN has a violent crime rate of 308.5 per 100,000 residents compared to FL's 210.3 per 100,000. Property crime rates are 1321.0 vs 1030.0 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Indianapolis and Wildwood?
IN has 1,865 public schools with an average student-teacher ratio of 15.9:1, while FL has 4,029 schools at 17.8:1. Charter schools make up 6.5% of IN schools vs 17.9% in FL. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.

Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial