Lima composite
59.2 /100
Grade A- · weighted across 7 dims
Metro comparison
Lima vs Toledo
Lima, OH and Toledo, OH side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.
- 59.2
- Lima Life Score
- A-
- Lima grade
- 66.3
- Toledo Life Score
- A+
- Toledo grade
Head-to-head verdict
Across the seven dimensions, Lima scores higher on 3 (cost of living, safety, childcare) and Toledo on 4 (wages, rent, schools, environment). The radar shows the full shape; the tables below break out every figure.
Lima vs Toledo across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)
Where each metro wins, and by how much
Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.
◖ Lima Toledo ◗
cost of living
76
67
wages
33
53
rent
79
86
safety
58
57
schools
83
88
childcare
31
30
environment
53
90
Lima and Toledo differ across eleven dimensions of livability. Lima has a cost-of-living index of 89.7 vs Toledo's 91.5 (national average = 100). Median salaries are $61,326 in Lima and $67,305 in Toledo. A 2-bedroom averages $1,108/mo vs $1,076/mo.
How to read this matchup
Reading the Lima vs Toledo Comparison
Lima (OH) and Toledo (OH) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 89.7 for Lima against 91.5 for Toledo, a 1.8-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,108/mo in Lima and $1,076/mo in Toledo, a $32/mo difference that compounds to $384 over a year.
On wages, BLS OES reports a median salary of $61,326 across 43,810 jobs in Lima against $67,305 across 284,410 jobs in Toledo. Adjusted through the BEA cost-of-living lens, $100,000 earned in Lima carries the same local purchasing power as $101,992 in Toledo - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 292.8 per 100,000 residents in OH vs 292.8 in OH, with property-crime rates of 1545.4 and 1545.4 respectively.
Schools are reported at the state tier by NCES: OH lists 3,586 public schools at a 18.2:1 student-teacher ratio, while OH lists 3,586 schools at 18.2:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. Department of Labor center-based infant care runs $11,791/yr in the Lima area versus $11,791/yr in Toledo - a line item that shifts the real cost-of-living picture for households with children under five far more than headline RPP does. When these pieces are read together rather than in isolation, Lima and Toledo are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.
Toledo composite
66.3 /100
Grade A+ · weighted across 7 dims
Cost-of-living gap
-1.8 pts
Lima vs Toledo BEA RPP
2-bed rent delta
$32 /mo
Lima priced higher
Composite life score on the national 0–100 scale
Lima
Lima composite (Grade A-)
Toledo
Toledo composite (Grade A+)
Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.
💰 Cost of Living BEA →
| Category | Lima | Toledo |
|---|---|---|
| Overall RPP | 89.7 | 91.5 |
| Goods | 93.6 | 93.6 |
| Services | 95.8 | 96.3 |
| Rents | 57.3 | 67.3 |
Salary Equivalent Calculator
What salary in Toledo gives the same purchasing power as your salary in Lima?
$
Equivalent in Toledo:
$101,992
Based on BEA Regional Price Parities (Lima: 89.7, Toledo: 91.5, national avg = 100).
🏠 Rent (Fair Market Rent) HUD →
| Bedrooms | Lima | Toledo |
|---|---|---|
| Studio | $839/mo | $769/mo |
| 1 Bedroom | $844/mo | $820/mo |
| 2 Bedroom | $1,108/mo | $1,076/mo |
| 3 Bedroom | $1,338/mo | $1,380/mo |
| 4 Bedroom | $1,493/mo | $1,454/mo |
💼 Wages & Employment BLS →
| Metric | Lima | Toledo |
|---|---|---|
| Avg Median Salary | $61,326 | $67,305 |
| Total Employment | 43,810 | 284,410 |
🛡️ Crime Rates (state-level) FBI →
| Crime Type (per 100K) | Lima (OH) | Toledo (OH) |
|---|---|---|
| Violent Crime | 292.8 | 292.8 |
| Property Crime | 1545.4 | 1545.4 |
🎓 Schools (state-level) NCES →
| Metric | OH | OH |
|---|---|---|
| Total Schools | 3,586 | 3,586 |
| Student-Teacher Ratio | 18.2:1 | 18.2:1 |
| Charter Schools | 9.3% | 9.3% |
👶 Childcare Costs (Annual Avg) (state-level) DOL →
| Age Group | OH | OH |
|---|---|---|
| Infant (Center) | $11,791/yr | $11,791/yr |
| Toddler (Center) | $10,686/yr | $10,686/yr |
| Preschool (Center) | $9,394/yr | $9,394/yr |
🌿 Environment (state-level) EPA →
| Metric | OH | OH |
|---|---|---|
| EPA Facilities | 1,546 | 1,546 |
| Water Systems | 1,094 | 1,094 |
| Superfund Sites | 50 | 50 |
| Water Violations | 1,386 | 1,386 |
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.
💨 Air Quality (EPA AQS) EPA AQS →
| Metric | Lima | Toledo |
|---|---|---|
| Median AQI | 42.0 | 53.0 |
| Good Air Days | 76.6% | 42.4% |
| Unhealthy Air Days | 0 days | 4 days |
💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →
| Metric | OH | OH |
|---|---|---|
| Water Safety Score | 12/100 | 12/100 |
| Total Violations | 288,388 | 288,388 |
| Health-Based Violations | 52,412 | 52,412 |
| Systems with Violations | 90.4% | 90.4% |
🏥 Healthcare Access (HRSA, state-level) HRSA →
| Metric | OH | OH |
|---|---|---|
| Healthcare Access Score | 0/100 | 0/100 |
| Population in Shortage Area | 100.0% | 100.0% |
| HPSA Designations | 482 | 482 |
HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.
⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →
| Metric | OH | OH |
|---|---|---|
| Disaster Safety Score | 56/100 | 56/100 |
| NRI Risk Score (avg county) | 55.0 | 55.0 |
| Expected Annual Loss Score | 57.6 | 57.6 |
FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.
Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.
Frequently Asked Questions
Is Lima more expensive than Toledo? ▼
Lima has a cost of living index of 89.7 compared to Toledo's 91.5 (national average = 100). Toledo is 1.8 points above Lima on the BEA Regional Price Parity scale.
What is the rent difference between Lima and Toledo? ▼
A 2-bedroom apartment averages $1,108/mo in Lima vs $1,076/mo in Toledo, based on HUD Fair Market Rent data. Studios range from $839/mo to $769/mo.
How do salaries compare between Lima and Toledo? ▼
The average median salary across all occupations is $61,326 in Lima and $67,305 in Toledo, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Lima has the same purchasing power as $101,992 in Toledo.
Is Lima or Toledo safer? ▼
At the state level, OH has a violent crime rate of 292.8 per 100,000 residents compared to OH's 292.8 per 100,000. Property crime rates are 1545.4 vs 1545.4 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Lima and Toledo? ▼
OH has 3,586 public schools with an average student-teacher ratio of 18.2:1, while OH has 3,586 schools at 18.2:1. Charter schools make up 9.3% of OH schools vs 9.3% in OH. Data from the National Center for Education Statistics.
Where does the comparison data come from? ▼
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.
Research Guides
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Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.
Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.
Related
Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial