Metro comparison

Louisville/Jefferson County vs Wildwood

Louisville/Jefferson County, KY-IN and Wildwood-The Villages, FL side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.

60.3
Louisville/Jefferson County Life Score
A-
Louisville/Jefferson County grade
71.6
Wildwood Life Score
A+
Wildwood grade

Head-to-head verdict

Across the seven dimensions, Louisville/Jefferson County scores higher on 3 (wages, rent, childcare) and Wildwood on 4 (cost of living, safety, schools, environment). The radar shows the full shape; the tables below break out every figure.

Louisville/Jefferson County vs Wildwood across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Louisville/Jefferson County vs Wildwood across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall) 7-axis radar comparing 2 series across Cost, Wages, Rent, Safety, Schools, Childcare, Environ.. CostWagesRentSafetySchoolsChildcareEnviron. Louisville/Jefferson CountyWildwood
Louisville/Jefferson County vs Wildwood across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Dimension scorecard

Where each metro wins, and by how much

Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.

◖ Louisville/Jefferson County Wildwood ◗
cost of living
53
98
wages
52
47
rent
54
48
safety
77
83
schools
52
88
childcare
89
46
environment
55
97

Louisville/Jefferson County and Wildwood differ across eleven dimensions of livability. Louisville/Jefferson County has a cost-of-living index of 93.1 vs Wildwood's 85.4 (national average = 100). Median salaries are $66,989 in Louisville/Jefferson County and $63,776 in Wildwood. A 2-bedroom averages $1,272/mo vs $1,328/mo.

How to read this matchup

Reading the Louisville/Jefferson County vs Wildwood Comparison

Louisville/Jefferson County (KY) and Wildwood (FL) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 93.1 for Louisville/Jefferson County against 85.4 for Wildwood, a 7.6-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,272/mo in Louisville/Jefferson County and $1,328/mo in Wildwood, a $56/mo difference that compounds to $672 over a year.

On wages, BLS OES reports a median salary of $66,989 across 667,710 jobs in Louisville/Jefferson County against $63,776 across 34,870 jobs in Wildwood. Adjusted through the BEA cost-of-living lens, $100,000 earned in Louisville/Jefferson County carries the same local purchasing power as $91,781 in Wildwood - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 225.5 per 100,000 residents in KY vs 210.3 in FL, with property-crime rates of 1397.1 and 1030.0 respectively.

Schools are reported at the state tier by NCES: KY lists 1,395 public schools at a 15.2:1 student-teacher ratio, while FL lists 4,029 schools at 17.8:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. Department of Labor center-based infant care runs $7,238/yr in the Louisville/Jefferson County area versus $10,505/yr in Wildwood - a line item that shifts the real cost-of-living picture for households with children under five far more than headline RPP does. When these pieces are read together rather than in isolation, Louisville/Jefferson County and Wildwood are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Louisville/Jefferson County composite

60.3 /100

Grade A- · weighted across 7 dims

Wildwood composite

71.6 /100

Grade A+ · weighted across 7 dims

Cost-of-living gap

7.6 pts

Louisville/Jefferson County vs Wildwood BEA RPP

2-bed rent delta

$56 /mo

Wildwood priced higher

Composite life score on the national 0–100 scale

Louisville/Jefferson County

Louisville/Jefferson County composite (Grade A-)

Wildwood

Wildwood composite (Grade A+)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

💰 Cost of Living BEA →

Category Louisville/Jefferson County Wildwood
Overall RPP 93.1 85.4
Goods 96.2 96.2
Services 75.0 89.0
Rents 78.6 51.7

Salary Equivalent Calculator

What salary in Wildwood gives the same purchasing power as your salary in Louisville/Jefferson County?

$
Equivalent in Wildwood: $91,781

Based on BEA Regional Price Parities (Louisville/Jefferson County: 93.1, Wildwood: 85.4, national avg = 100).

🏠 Rent (Fair Market Rent) HUD →

Bedrooms Louisville/Jefferson County Wildwood
Studio $966/mo $1,076/mo
1 Bedroom $1,047/mo $1,139/mo
2 Bedroom $1,272/mo $1,328/mo
3 Bedroom $1,625/mo $1,655/mo
4 Bedroom $1,891/mo $1,937/mo

💼 Wages & Employment BLS →

Metric Louisville/Jefferson County Wildwood
Avg Median Salary $66,989 $63,776
Total Employment 667,710 34,870

🛡️ Crime Rates (state-level) FBI →

Crime Type (per 100K) Louisville/Jefferson County (KY) Wildwood (FL)
Violent Crime 225.5 210.3
Property Crime 1397.1 1030.0

🎓 Schools (state-level) NCES →

Metric KY FL
Total Schools 1,395 4,029
Student-Teacher Ratio 15.2:1 17.8:1
Charter Schools 0.0% 17.9%

👶 Childcare Costs (Annual Avg) (state-level) DOL →

Age Group KY FL
Infant (Center) $7,238/yr $10,505/yr
Toddler (Center) $6,605/yr $8,611/yr
Preschool (Center) $6,605/yr $7,983/yr

🌿 Environment (state-level) EPA →

Metric KY FL
EPA Facilities 489 864
Water Systems 376 1,516
Superfund Sites 20 81
Water Violations 1,788 2,676
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) EPA AQS →

Metric Louisville/Jefferson County Wildwood
Median AQI 51.0 41.0
Good Air Days 47.3% 76.6%
Unhealthy Air Days 13 days N/A

Wildwood air quality shown at state level. Louisville/Jefferson County has metro-level data.

💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →

Metric KY FL
Water Safety Score 1/100 9/100
Total Violations 80,482 184,355
Health-Based Violations 12,554 24,266
Systems with Violations 99.1% 93.2%

🏥 Healthcare Access (HRSA, state-level) HRSA →

Metric KY FL
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 687 612

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →

Metric KY FL
Disaster Safety Score 71/100 29/100
NRI Risk Score (avg county) 44.2 75.7
Expected Annual Loss Score 41.4 72.9

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Louisville/Jefferson County more expensive than Wildwood?
Louisville/Jefferson County has a cost of living index of 93.1 compared to Wildwood's 85.4 (national average = 100). Louisville/Jefferson County is 7.6 points above Wildwood on the BEA Regional Price Parity scale.
What is the rent difference between Louisville/Jefferson County and Wildwood?
A 2-bedroom apartment averages $1,272/mo in Louisville/Jefferson County vs $1,328/mo in Wildwood, based on HUD Fair Market Rent data. Studios range from $966/mo to $1,076/mo.
How do salaries compare between Louisville/Jefferson County and Wildwood?
The average median salary across all occupations is $66,989 in Louisville/Jefferson County and $63,776 in Wildwood, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Louisville/Jefferson County has the same purchasing power as $91,781 in Wildwood.
Is Louisville/Jefferson County or Wildwood safer?
At the state level, KY has a violent crime rate of 225.5 per 100,000 residents compared to FL's 210.3 per 100,000. Property crime rates are 1397.1 vs 1030.0 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Louisville/Jefferson County and Wildwood?
KY has 1,395 public schools with an average student-teacher ratio of 15.2:1, while FL has 4,029 schools at 17.8:1. Charter schools make up 0.0% of KY schools vs 17.9% in FL. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.

Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial