Metro comparison

Memphis vs Paducah

Memphis, TN-MS-AR and Paducah, KY-IL side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.

47.4
Memphis Life Score
C+
Memphis grade
70.0
Paducah Life Score
A+
Paducah grade

Head-to-head verdict

Across the seven dimensions, Memphis scores higher on 1 (wages) and Paducah on 6 (cost of living, rent, safety, schools, childcare, environment). The radar shows the full shape; the tables below break out every figure.

Memphis vs Paducah across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Memphis vs Paducah across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall) 7-axis radar comparing 2 series across Cost, Wages, Rent, Safety, Schools, Childcare, Environ.. CostWagesRentSafetySchoolsChildcareEnviron. MemphisPaducah
Memphis vs Paducah across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Dimension scorecard

Where each metro wins, and by how much

Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.

◖ Memphis Paducah ◗
cost of living
61
94
wages
46
22
rent
53
96
safety
2
77
schools
52
53
childcare
67
88
environment
58
68

Memphis and Paducah differ across eleven dimensions of livability. Memphis has a cost-of-living index of 92.2 vs Paducah's 86.1 (national average = 100). Median salaries are $65,102 in Memphis and $62,516 in Paducah. A 2-bedroom averages $1,274/mo vs $969/mo.

How to read this matchup

Reading the Memphis vs Paducah Comparison

Memphis (TN) and Paducah (KY) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 92.2 for Memphis against 86.1 for Paducah, a 6.1-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,274/mo in Memphis and $969/mo in Paducah, a $305/mo difference that compounds to $3,660 over a year.

On wages, BLS OES reports a median salary of $65,102 across 597,090 jobs in Memphis against $62,516 across 43,110 jobs in Paducah. Adjusted through the BEA cost-of-living lens, $100,000 earned in Memphis carries the same local purchasing power as $93,388 in Paducah - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 601.6 per 100,000 residents in TN vs 225.5 in KY, with property-crime rates of 2057.9 and 1397.1 respectively.

Schools are reported at the state tier by NCES: TN lists 1,844 public schools at a 15.3:1 student-teacher ratio, while KY lists 1,395 schools at 15.2:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. Department of Labor center-based infant care runs $7,860/yr in the Memphis area versus $7,238/yr in Paducah - a line item that shifts the real cost-of-living picture for households with children under five far more than headline RPP does. When these pieces are read together rather than in isolation, Memphis and Paducah are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Memphis composite

47.4 /100

Grade C+ · weighted across 7 dims

Paducah composite

70.0 /100

Grade A+ · weighted across 7 dims

Cost-of-living gap

6.1 pts

Memphis vs Paducah BEA RPP

2-bed rent delta

$305 /mo

Memphis priced higher

Composite life score on the national 0–100 scale

Memphis

Memphis composite (Grade C+)

Paducah

Paducah composite (Grade A+)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

💰 Cost of Living BEA →

Category Memphis Paducah
Overall RPP 92.2 86.1
Goods 96.2 96.0
Services 74.1 76.9
Rents 79.8 48.8

Salary Equivalent Calculator

What salary in Paducah gives the same purchasing power as your salary in Memphis?

$
Equivalent in Paducah: $93,388

Based on BEA Regional Price Parities (Memphis: 92.2, Paducah: 86.1, national avg = 100).

🏠 Rent (Fair Market Rent) HUD →

Bedrooms Memphis Paducah
Studio $1,060/mo $784/mo
1 Bedroom $1,154/mo $789/mo
2 Bedroom $1,274/mo $969/mo
3 Bedroom $1,683/mo $1,348/mo
4 Bedroom $1,959/mo $1,415/mo

💼 Wages & Employment BLS →

Metric Memphis Paducah
Avg Median Salary $65,102 $62,516
Total Employment 597,090 43,110

🛡️ Crime Rates (state-level) FBI →

Crime Type (per 100K) Memphis (TN) Paducah (KY)
Violent Crime 601.6 225.5
Property Crime 2057.9 1397.1

🎓 Schools (state-level) NCES →

Metric TN KY
Total Schools 1,844 1,395
Student-Teacher Ratio 15.3:1 15.2:1
Charter Schools 6.2% 0.0%

👶 Childcare Costs (Annual Avg) (state-level) DOL →

Age Group TN KY
Infant (Center) $7,860/yr $7,238/yr
Toddler (Center) $6,190/yr $6,605/yr
Preschool (Center) $6,190/yr $6,605/yr

🌿 Environment (state-level) EPA →

Metric TN KY
EPA Facilities 740 489
Water Systems 453 376
Superfund Sites 26 20
Water Violations 1,091 1,788
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) EPA AQS →

Metric Memphis Paducah
Median AQI 56.0 43.0
Good Air Days 32.2% 74.0%
Unhealthy Air Days 11 days 1 days

💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →

Metric TN KY
Water Safety Score 8/100 1/100
Total Violations 43,318 80,482
Health-Based Violations 9,414 12,554
Systems with Violations 94.0% 99.1%

🏥 Healthcare Access (HRSA, state-level) HRSA →

Metric TN KY
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 380 687

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →

Metric TN KY
Disaster Safety Score 60/100 71/100
NRI Risk Score (avg county) 52.5 44.2
Expected Annual Loss Score 49.3 41.4

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Memphis more expensive than Paducah?
Memphis has a cost of living index of 92.2 compared to Paducah's 86.1 (national average = 100). Memphis is 6.1 points above Paducah on the BEA Regional Price Parity scale.
What is the rent difference between Memphis and Paducah?
A 2-bedroom apartment averages $1,274/mo in Memphis vs $969/mo in Paducah, based on HUD Fair Market Rent data. Studios range from $1,060/mo to $784/mo.
How do salaries compare between Memphis and Paducah?
The average median salary across all occupations is $65,102 in Memphis and $62,516 in Paducah, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Memphis has the same purchasing power as $93,388 in Paducah.
Is Memphis or Paducah safer?
At the state level, TN has a violent crime rate of 601.6 per 100,000 residents compared to KY's 225.5 per 100,000. Property crime rates are 2057.9 vs 1397.1 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Memphis and Paducah?
TN has 1,844 public schools with an average student-teacher ratio of 15.3:1, while KY has 1,395 schools at 15.2:1. Charter schools make up 6.2% of TN schools vs 0.0% in KY. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.

Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial