County housing & cost profile

Ballard County, KY

Official Fair Market Rent from HUD and childcare costs from the U.S. Department of Labor for Ballard County - a 2-bedroom benchmarks at $1,072/month against the county's $57,111 median household income, the housing figures the federal government publishes at true county resolution.

#1,771
of 3,222 counties for affordability
$1,072
2-BR Fair Market Rent
$6,642
Infant care / yr
$57,111
Median income

The verdict

A 2-bedroom at HUD's Fair Market Rent costs $12,864 a year in Ballard County, about 23% of the county's median household income, under the 30% line HUD uses to flag a housing-cost burden.

$1,072
2-BR Fair Market Rent / mo
23%
of median income on rent
$57,111
median household income
$6,642
infant care / yr
Affordability gauge

Rent burden in Ballard County

A 2-bedroom at HUD's Fair Market Rent takes 23% of the county's median household income, HUD flags anything above 30% as a housing-cost burden.

30% burden line
23%
0% · more affordable severely burdened · 50%+

Nationally, that ranks Ballard County #1,771 of 3,222 US counties on rent-to-income affordability, more affordable than 45% of counties with comparable HUD and Census data.

Every figure here comes from official federal data, reported at the county level for the two costs that are actually measured that finely. According to the U.S. Department of Housing and Urban Development, Fair Market Rent is set each fiscal year to anchor Housing Choice Voucher payment standards across all 3,224 U.S. counties; the childcare estimates are drawn from the U.S. Department of Labor National Database of Childcare Prices, and median household income comes from the U.S. Census Bureau American Community Survey. Cost of living, wages, crime, schools and environment are published only at the state tier, read those on the state profile below.

Fair Market Rent in Ballard County

Studio$8001 bedroom$8172 bedroom$1,0723 bedroom$1,2854 bedroom$1,640
By unit size, FY2026 - the benchmark that sets Housing Choice Voucher payment standards. Source: HUD Fair Market Rents.

Childcare costs in Ballard County

Infant (center)$6,642/yrToddler (center)$6,242/yrPreschool (center)$6,242/yrSchool-age (center)$6,041/yr
Annual center-based cost by age band. Source: U.S. Department of Labor National Database of Childcare Prices.

The wider picture for Kentucky

Housing and childcare are published at true county resolution. Cost of living, wages, crime, schools and environment are reported at the state tier, read those on the Kentucky profile, which scores all seven dimensions on the national curve.

See the Kentucky Life Score →

Using Ballard County's figures

Fair Market Rent and childcare are the housing decisions a county actually controls, use them for a move, then read the state page for the rest.

  • FMR is HUD’s benchmark for Housing Choice Voucher payment standards, not a market quote, a specific listing can run above or below it. How it is sourced
  • Compare Ballard County head-to-head with a neighboring county on rent and childcare. Compare counties
  • For crime, schools, wages and environment, read the Kentucky state profile. Kentucky →

County data here covers housing and childcare; the other dimensions are state-level baselines and vary within a state.

Frequently asked questions

What is the Fair Market Rent in Ballard County?

HUD's Fair Market Rent for a 2-bedroom in Ballard County, KY is $1,072/month (FY2026). A studio is $800, a 1-bedroom $817, a 3-bedroom $1,285 and a 4-bedroom $1,640. FMR is the benchmark HUD uses to set Housing Choice Voucher payment standards.

How much does childcare cost in Ballard County?

Center-based infant care in Ballard County runs about $6,642/year, per U.S. Department of Labor data; preschool-age center care is about $6,242/year.

Is Ballard County an affordable place to live?

A 2-bedroom at HUD's Fair Market Rent ($12,864/year) is about 23% of the county's median household income of $57,111 - below the 30% cost-burden line HUD uses. Crime, schools and wages are best read at the state level on the Kentucky page.

Every figure on PlainCompare is loaded directly from BEA, HUD, FBI UCR, BLS OEWS, NCES, DOL, EPA, and the Census Bureau, no number is typed in by an editor. This county's affordability ranking is computed directly from HUD FMR and Census ACS data. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026.