2026 data Public-data reference. 11 dimensions compared

Fort Wayne, IN vs Louisville/Jefferson County, KY-IN

Side-by-side comparison across cost of living, rent, wages, crime, schools, childcare, and environment — sourced entirely from U.S. federal data, no crowdsourced estimates.

Fort Wayne vs Louisville/Jefferson County: composite livability scores

Fort Wayne58.5492227979274635.23316062176165577.7202072538860251.5544041450777255.69948186528497Louisville/Jefferson County53.3678756476683952.0725388601036253.62694300518134677.4611398963730651.813471502590666CostWagesRentCrimeSchools
Fort Wayne vs Louisville/Jefferson County: composite livability scores

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Fort Wayne and Louisville/Jefferson County differ across eleven dimensions of livability. Fort Wayne has a cost-of-living index of 92.6 vs Louisville/Jefferson County's 93.1 (national average = 100). A 2-bedroom averages $1,113/mo vs $1,272/mo.

Reading the Fort Wayne vs Louisville/Jefferson County Comparison

Fort Wayne (IN) and Louisville/Jefferson County (KY) are assembled here from the same federal data pipeline — BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators — so every number on this page is directly comparable. The overall cost index reads 92.6 for Fort Wayne against 93.1 for Louisville/Jefferson County, a 0.5-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent — the figure used to set housing-choice voucher payment standards — is $1,113/mo in Fort Wayne and $1,272/mo in Louisville/Jefferson County, a $159/mo difference that compounds to $1,908 over a year.

Wage data is reported by metro delineation, and one of these metros is missing a BLS record for the latest OES cycle; the salary columns below fall back to available years. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 308.5 per 100,000 residents in IN vs 225.5 in KY, with property-crime rates of 1321.0 and 1397.1 respectively.

Schools are reported at the state tier by NCES: IN lists 1,865 public schools at a 16.1:1 student-teacher ratio, while KY lists 1,395 schools at 15.6:1 — a signal of class-size staffing, though individual district and school-level variation within each state is substantial. When these pieces are read together rather than in isolation, Fort Wayne and Louisville/Jefferson County are not simply "cheaper" or "more expensive" — they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Fort Wayne composite

52.1 /100

Grade D · weighted across 7 dims

Louisville/Jefferson County composite

60.3 /100

Grade C · weighted across 7 dims

Cost-of-living gap

-0.5 pts

Fort Wayne vs Louisville/Jefferson County BEA RPP

2-bed rent delta

$159 /mo

Louisville/Jefferson County priced higher

Composite life score on the national 0–100 scale

Fort Wayne

Fort Wayne composite (Grade D)

Louisville/Jefferson County

Louisville/Jefferson County composite (Grade C)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

Per-dimension comparison: Fort Wayne vs Louisville/Jefferson County

Fort Wayne — Cost92.572Louisville/Jefferson County — Cost93.074Fort Wayne — Salary35.233160621761655Louisville/Jefferson County — Salary52.07253886010362
Per-dimension comparison: Fort Wayne vs Louisville/Jefferson County

💰 Cost of Living PlainCost →

Category Fort Wayne Louisville/Jefferson County
Overall RPP 92.6 93.1
Goods 94.3 96.2
Services 86.2 75.0
Rents 72.3 78.6

Salary Equivalent Calculator

What salary in Louisville/Jefferson County gives the same purchasing power as your salary in Fort Wayne?

$
Equivalent in Louisville/Jefferson County: $100,542

Based on BEA Regional Price Parities (Fort Wayne: 92.6, Louisville/Jefferson County: 93.1, national avg = 100).

🏠 Rent (Fair Market Rent) PlainRent →

Bedrooms Fort Wayne Louisville/Jefferson County
Studio $892/mo $966/mo
1 Bedroom $916/mo $1,047/mo
2 Bedroom $1,113/mo $1,272/mo
3 Bedroom $1,381/mo $1,625/mo
4 Bedroom $1,512/mo $1,891/mo

🛡️ Crime Rates (state-level) PlainCrime →

Crime Type (per 100K) Fort Wayne (IN) Louisville/Jefferson County (KY)
Violent Crime 308.5 225.5
Property Crime 1321.0 1397.1

🎓 Schools (state-level) PlainSchools →

Metric IN KY
Total Schools 1,865 1,395
Student-Teacher Ratio 16.1:1 15.6:1
Charter Schools 6.5% 0.0%

🌿 Environment (state-level) PlainEnviro →

Metric IN KY
EPA Facilities 1,028 489
Water Systems 718 376
Superfund Sites 53 20
Water Violations 1,467 1,788
Government-verified data — Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) PlainAir →

Metric Fort Wayne Louisville/Jefferson County
Median AQI 47.0 51.0
Good Air Days 59.3% 47.3%
Unhealthy Air Days 0 days 13 days

💧 Water Safety (EPA SDWIS, state-level) PlainWater →

Metric IN KY
Water Safety Score 5/100 1/100
Total Violations 352,710 80,482
Health-Based Violations 35,932 12,554
Systems with Violations 95.8% 99.1%

🏥 Healthcare Access (HRSA, state-level) PlainHealthAccess →

Metric IN KY
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 362 687

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) PlainHazard →

Metric IN KY
Disaster Safety Score 69/100 71/100
NRI Risk Score (avg county) 45.5 44.2
Expected Annual Loss Score 49.3 41.4

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Fort Wayne more expensive than Louisville/Jefferson County?
Fort Wayne has a cost of living index of 92.6 compared to Louisville/Jefferson County's 93.1 (national average = 100). Louisville/Jefferson County is 0.5 points above Fort Wayne on the BEA Regional Price Parity scale.
What is the rent difference between Fort Wayne and Louisville/Jefferson County?
A 2-bedroom apartment averages $1,113/mo in Fort Wayne vs $1,272/mo in Louisville/Jefferson County, based on HUD Fair Market Rent data. Studios range from $892/mo to $966/mo.
How do salaries compare between Fort Wayne and Louisville/Jefferson County?
Wage data is not available for one or both metros.
Is Fort Wayne or Louisville/Jefferson County safer?
At the state level, IN has a violent crime rate of 308.5 per 100,000 residents compared to KY's 225.5 per 100,000. Property crime rates are 1321.0 vs 1397.1 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Fort Wayne and Louisville/Jefferson County?
IN has 1,865 public schools with an average student-teacher ratio of 16.1:1, while KY has 1,395 schools at 15.6:1. Charter schools make up 6.5% of IN schools vs 0.0% in KY. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCompare Editorial