Metro comparison

Waterloo vs Yakima

Waterloo-Cedar Falls, IA and Yakima, WA side by side, cost of living, rent, wages, crime, schools, childcare and environment, all from the same federal datasets so every number is directly comparable.

71.5
Waterloo Life Score
A+
Waterloo grade
54.4
Yakima Life Score
B
Yakima grade

Head-to-head verdict

Across the seven dimensions, Waterloo scores higher on 4 (cost of living, rent, safety, childcare) and Yakima on 3 (wages, schools, environment). The radar shows the full shape; the tables below break out every figure.

Waterloo vs Yakima across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Waterloo vs Yakima across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall) 7-axis radar comparing 2 series across Cost, Wages, Rent, Safety, Schools, Childcare, Environ.. CostWagesRentSafetySchoolsChildcareEnviron. WaterlooYakima
Waterloo vs Yakima across all seven dimensions (each scored 0–100 as a national percentile, bigger area = stronger overall)

Source: BEA, HUD, BLS, FBI, NCES, DOL, EPA As of December 2024

Dimension scorecard

Where each metro wins, and by how much

Every dimension is a national percentile (0–100). Each bar leans toward the stronger metro, a long lean is a decisive edge, a near-even split is a toss-up. The radar shows the overall shape; this shows the per-dimension margins.

◖ Waterloo Yakima ◗
cost of living
91
40
wages
45
76
rent
88
40
safety
72
45
schools
46
74
childcare
64
11
environment
95
99

Waterloo and Yakima differ across eleven dimensions of livability. Waterloo has a cost-of-living index of 87.1 vs Yakima's 95.5 (national average = 100). Median salaries are $61,344 in Waterloo and $70,002 in Yakima. A 2-bedroom averages $1,051/mo vs $1,374/mo.

How to read this matchup

Reading the Waterloo vs Yakima Comparison

Waterloo (IA) and Yakima (WA) are assembled here from the same federal data pipeline, BEA Regional Price Parities, HUD Fair Market Rents, BLS Occupational Employment and Wage Statistics, FBI Uniform Crime Reports, NCES public-school counts, and EPA environmental indicators, so every number on this page is directly comparable. The overall cost index reads 87.1 for Waterloo against 95.5 for Yakima, a 8.5-point gap on a scale where 100 equals the U.S. average. HUD's 2-bedroom Fair Market Rent, the figure used to set housing-choice voucher payment standards, is $1,051/mo in Waterloo and $1,374/mo in Yakima, a $323/mo difference that compounds to $3,876 over a year.

On wages, BLS OES reports a median salary of $61,344 across 77,420 jobs in Waterloo against $70,002 across 90,310 jobs in Yakima. Adjusted through the BEA cost-of-living lens, $100,000 earned in Waterloo carries the same local purchasing power as $109,750 in Yakima - the most honest way to read the salary headline, because nominal wages and rents move together in tight metros. State-level violent crime, the most reliable geographic tier FBI UCR publishes, is 238.5 per 100,000 residents in IA vs 329.3 in WA, with property-crime rates of 1286.3 and 2498.3 respectively.

Schools are reported at the state tier by NCES: IA lists 1,326 public schools at a 14.8:1 student-teacher ratio, while WA lists 2,465 schools at 17.6:1, a signal of class-size staffing, though individual district and school-level variation within each state is substantial. Department of Labor center-based infant care runs $8,306/yr in the Waterloo area versus $15,987/yr in Yakima - a line item that shifts the real cost-of-living picture for households with children under five far more than headline RPP does. When these pieces are read together rather than in isolation, Waterloo and Yakima are not simply "cheaper" or "more expensive" - they trade across dimensions, and which metro wins depends on whether your household optimizes for rent, wages, schools, childcare, safety, or environment. Treat the tables below as inputs to that trade-off, not as a single ranking.

Waterloo composite

71.5 /100

Grade A+ · weighted across 7 dims

Yakima composite

54.4 /100

Grade B · weighted across 7 dims

Cost-of-living gap

-8.5 pts

Waterloo vs Yakima BEA RPP

2-bed rent delta

$323 /mo

Yakima priced higher

Composite life score on the national 0–100 scale

Waterloo

Waterloo composite (Grade A+)

Yakima

Yakima composite (Grade B)

Composite is a weighted roll-up of seven dimensions: cost (20%), wages (20%), rent (15%), safety (15%), schools (10%), childcare (10%), environment (10%). Each input normalized to a 0–100 percentile across all metros.

💰 Cost of Living BEA →

Category Waterloo Yakima
Overall RPP 87.1 95.5
Goods 93.7 105.0
Services 83.7 91.9
Rents 63.1 72.6

Salary Equivalent Calculator

What salary in Yakima gives the same purchasing power as your salary in Waterloo?

$
Equivalent in Yakima: $109,750

Based on BEA Regional Price Parities (Waterloo: 87.1, Yakima: 95.5, national avg = 100).

🏠 Rent (Fair Market Rent) HUD →

Bedrooms Waterloo Yakima
Studio $725/mo $1,040/mo
1 Bedroom $801/mo $1,047/mo
2 Bedroom $1,051/mo $1,374/mo
3 Bedroom $1,357/mo $1,911/mo
4 Bedroom $1,763/mo $2,093/mo

💼 Wages & Employment BLS →

Metric Waterloo Yakima
Avg Median Salary $61,344 $70,002
Total Employment 77,420 90,310

🛡️ Crime Rates (state-level) FBI →

Crime Type (per 100K) Waterloo (IA) Yakima (WA)
Violent Crime 238.5 329.3
Property Crime 1286.3 2498.3

🎓 Schools (state-level) NCES →

Metric IA WA
Total Schools 1,326 2,465
Student-Teacher Ratio 14.8:1 17.6:1
Charter Schools 0.3% 0.6%

👶 Childcare Costs (Annual Avg) (state-level) DOL →

Age Group IA WA
Infant (Center) $8,306/yr $15,987/yr
Toddler (Center) $7,157/yr $12,531/yr
Preschool (Center) $7,157/yr $12,531/yr

🌿 Environment (state-level) EPA →

Metric IA WA
EPA Facilities 546 367
Water Systems 1,077 2,397
Superfund Sites 25 69
Water Violations 729 2,705
Government-verified data - Air quality (EPA AQS), water safety (EPA SDWIS), healthcare access (HRSA), and disaster risk (FEMA NRI) are sourced directly from U.S. federal agencies. No crowdsourced estimates.

💨 Air Quality (EPA AQS) EPA AQS →

Metric Waterloo Yakima
Median AQI 48.0 37.0
Good Air Days 55.1% 67.8%
Unhealthy Air Days 0 days 7 days

💧 Water Safety (EPA SDWIS, state-level) EPA SDWIS →

Metric IA WA
Water Safety Score 6/100 10/100
Total Violations 138,271 314,648
Health-Based Violations 27,946 20,590
Systems with Violations 95.2% 92.1%

🏥 Healthcare Access (HRSA, state-level) HRSA →

Metric IA WA
Healthcare Access Score 0/100 0/100
Population in Shortage Area 100.0% 100.0%
HPSA Designations 448 597

HPSA = Health Professional Shortage Area, designated by HRSA. Higher access score = better healthcare availability.

⚠️ Natural Disaster Risk (FEMA NRI, state-level) FEMA NRI →

Metric IA WA
Disaster Safety Score 77/100 37/100
NRI Risk Score (avg county) 39.7 70.0
Expected Annual Loss Score 47.9 69.0

FEMA National Risk Index (NRI) scores are county-level percentiles (0–100). Higher disaster safety score = lower relative risk. State-level values are county averages.

Crime, schools, childcare, and environment data shown at state level. Metro-specific data for these dimensions is not available.

Frequently Asked Questions

Is Waterloo more expensive than Yakima?
Waterloo has a cost of living index of 87.1 compared to Yakima's 95.5 (national average = 100). Yakima is 8.5 points above Waterloo on the BEA Regional Price Parity scale.
What is the rent difference between Waterloo and Yakima?
A 2-bedroom apartment averages $1,051/mo in Waterloo vs $1,374/mo in Yakima, based on HUD Fair Market Rent data. Studios range from $725/mo to $1,040/mo.
How do salaries compare between Waterloo and Yakima?
The average median salary across all occupations is $61,344 in Waterloo and $70,002 in Yakima, according to BLS Occupational Employment and Wage Statistics. After adjusting for cost of living, $100,000 in Waterloo has the same purchasing power as $109,750 in Yakima.
Is Waterloo or Yakima safer?
At the state level, IA has a violent crime rate of 238.5 per 100,000 residents compared to WA's 329.3 per 100,000. Property crime rates are 1286.3 vs 2498.3 per 100,000 respectively, based on FBI Uniform Crime Report data.
How do schools compare between Waterloo and Yakima?
IA has 1,326 public schools with an average student-teacher ratio of 14.8:1, while WA has 2,465 schools at 17.6:1. Charter schools make up 0.3% of IA schools vs 0.6% in WA. Data from the National Center for Education Statistics.
Where does the comparison data come from?
All data comes from official U.S. government sources: Bureau of Economic Analysis (cost of living), HUD (fair market rents), BLS (wages), FBI UCR (crime), NCES (schools), Department of Labor (childcare), EPA (environment, air quality, water safety), HRSA (healthcare access), and FEMA NRI (disaster risk). No crowdsourced estimates or proprietary ratings are used.

Research Guides

Data from BEA, HUD, FBI UCR, BLS OES, NCES, DOL, EPA AQS, EPA SDWIS, HRSA, and FEMA NRI. Not affiliated with the U.S. Government.

Disclaimer: This comparison is provided for informational purposes only and does not constitute financial, legal, or relocation advice. Consult a qualified professional before making decisions based on this data.

Data sourced from official public datasets, current as of 2026. See our methodology for details. Retrieved and formatted by PlainCompare Editorial